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	<title>Toronto Real Estate Trends &#124; A Real Estate Blog by Stevie Crawford</title>
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	<description>&#34;Keeping you in the Know...&#34;</description>
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		<title>&#8220;Buying an Old House, A Money Pit or Gold Mine?&#8221;</title>
		<link>http://torontorealestatetrends.com/buying-an-old-house-a-money-pit-or-gold-mine</link>
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		<pubDate>Fri, 18 May 2012 23:29:15 +0000</pubDate>
		<dc:creator>Stevie Crawford</dc:creator>
				<category><![CDATA[Economic Forecasts]]></category>

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		<description><![CDATA[It's like a love affair; some older homes make your heart skip a beat. It is hard not to fall in love with an older home’s historic unique architecture, gabled roofs, hardwood floors, crown moldings and antique light fixtures—older homes definitely have their charm. The plastered walls, leaded glass windows, original chandeliers, and oak paneling [...]]]></description>
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		<title>&#8220;How to Choose the Right Kitchen or Bathroom Fan for your Home&#8221;</title>
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		<pubDate>Wed, 16 May 2012 23:22:26 +0000</pubDate>
		<dc:creator>Stevie Crawford</dc:creator>
				<category><![CDATA[Home Facts]]></category>

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		<description><![CDATA[Bathroom and kitchen fans are an integral part of your home's overall ventilation system. In addition to removing odours and improving your indoor air quality, fans can also help lower the level of humidity in your house, protecting your home from moisture damage and helping to prevent the growth of mold. But with so many [...]]]></description>
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		<title>&#8220;Building a Credit History: How can a Credit Card help?&#8221;</title>
		<link>http://torontorealestatetrends.com/building-a-credit-history-how-can-a-credit-card-help</link>
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		<pubDate>Wed, 16 May 2012 00:15:58 +0000</pubDate>
		<dc:creator>Stevie Crawford</dc:creator>
				<category><![CDATA[Mortgage Finance]]></category>

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		<description><![CDATA[It is important to have a credit history. If you don't have a credit history, you can begin building one by using a credit card - as long as you use the credit card wisely! When you apply for a credit card, the card issuer will check your credit history with one or more of [...]]]></description>
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		<title>&#8220;How do I improve my Credit Score? 6 Quick Tips!&#8221;</title>
		<link>http://torontorealestatetrends.com/how-do-i-improve-my-credit-score-6-quick-tips</link>
		<comments>http://torontorealestatetrends.com/how-do-i-improve-my-credit-score-6-quick-tips#comments</comments>
		<pubDate>Mon, 14 May 2012 23:25:48 +0000</pubDate>
		<dc:creator>Stevie Crawford</dc:creator>
				<category><![CDATA[Perspectives]]></category>

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		<description><![CDATA[Here are 6 Quick helpful tips that could  help improve your credit score.  While there are no overnight fixes, diligent application of the following--over time--could help you advance much closer towards your goals: Tip 1:  Reduce the number of credit applications you make. If too many potential lenders ask about your credit in a short [...]]]></description>
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		<title>&#8220;Mortgage Market Commentary: A Macro-View&#8221;</title>
		<link>http://torontorealestatetrends.com/mortgage-market-commentary-a-macro-view</link>
		<comments>http://torontorealestatetrends.com/mortgage-market-commentary-a-macro-view#comments</comments>
		<pubDate>Wed, 09 May 2012 19:25:29 +0000</pubDate>
		<dc:creator>Stevie Crawford</dc:creator>
				<category><![CDATA[Perspectives]]></category>

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		<description><![CDATA[Ottawa’s ominous talk about dangerously high household debt-to-income levels has either paid dividends or was over-stated.  It depends on who you talk to.   Finance Minister, Jim Flaherty, and Bank of Canada Governor, Mark Carney, have spent months cautioning Canadians to dial down their borrowing as the average debt-to-income ratio climbed to a troubling 153%.  [...]]]></description>
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